Residential Mortgage Lending in Austin, TX
Conventional Loans. Same-Day Approvals. Personal Service.
Whether you're buying your first home, upgrading to your dream property, or purchasing an investment home in Austin, Texas, Gavin Lending has the residential mortgage solution for you. With 23 years of Texas lending experience and $500M+ in funded loans, Austin Dell'Abate brings unmatched expertise and personal service to every transaction. We offer conventional loans, jumbo loans, and portfolio products — all with same-day approvals and the fastest closing times in the industry.
Key Benefits
Loan Requirements at a Glance
Frequently Asked Questions
What is the conforming loan limit in Austin, TX for 2026?
The 2026 conforming loan limit for Austin-Round Rock is $806,500 for a single-family home. Loans above this amount are considered jumbo loans and have different qualification requirements.
How much do I need for a down payment on a conventional loan?
Conventional loans are available with as little as 3% down for first-time buyers, or 5% for repeat buyers. Putting 20% down eliminates the need for private mortgage insurance (PMI).
Can self-employed borrowers qualify?
Absolutely. We have extensive experience working with self-employed borrowers, business owners, and those with non-traditional income. Bank statement loans are available for qualifying borrowers.
How fast can you close a residential loan?
We consistently close residential loans faster than the industry average. Same-day pre-approvals are standard, and many of our purchases close in 21 days or less.
Residential Mortgage Lending Austin TX — Cities We Serve
Quick Pre-Approval Request
Same-day response guaranteed