All Loan Programs
Commercial Mortgage Lending Austin TX

Commercial Mortgage Lending in Texas

Investment Properties. Multi-Family. Commercial Real Estate.

Austin's commercial real estate market is one of the most dynamic in the country. Whether you're purchasing an investment property, expanding a multi-family portfolio, or financing a commercial building, Gavin Lending powered by Barrett Financial LLC has the commercial mortgage solutions to match your investment strategy. With 23 years of Texas lending experience, Austin Dell'Abate understands the Austin market and can structure the right commercial loan for your goals.

Key Benefits

Investment property loans for 1–4 unit residential properties
Multi-family financing for 5+ unit apartment complexes
Commercial real estate loans for office, retail, and industrial
Portfolio loans for experienced investors
Competitive rates and flexible terms
Fast approvals and closings

Loan Requirements at a Glance

Down PaymentTypically 20–30% for investment properties
Credit Score680+ preferred for commercial loans
DSCRDebt Service Coverage Ratio of 1.25x or higher
ExperiencePrior investment experience preferred but not required
Property TypesResidential investment, multi-family, commercial
Loan Amounts$100K to $10M+

Frequently Asked Questions

What types of commercial properties do you finance?

We finance a wide range of commercial properties including single-family investment homes, duplexes, triplexes, fourplexes, apartment complexes, office buildings, retail centers, and mixed-use properties across Texas.

Do you offer DSCR loans for investors?

Yes. Debt Service Coverage Ratio (DSCR) loans allow investors to qualify based on the property's rental income rather than personal income, making them ideal for portfolio investors and self-employed borrowers.

What is the minimum down payment for an investment property?

Most conventional investment property loans require 20–25% down. However, certain programs and portfolio products may offer different terms depending on the borrower's profile and property type.

Can I finance multiple investment properties?

Yes. We work with experienced investors who own multiple properties and can structure financing solutions across your entire portfolio.

Commercial Mortgage Lending Austin TX — Cities We Serve

Austin Dell'Abate — Gavin Lending
Austin Dell'Abate
NMLS #184155 · 23 Years Experience
4.9 · 2,000+ clients
Discuss Your Commercial Loan Today 512-825-7007

Quick Pre-Approval Request

Same-day response guaranteed